Resources & Procurement Opportunities for Businesses during COVID-19
Last update: May 18, 2020
WBE Canada is collecting important resources for Canadian WBEs to support you during the COVID-19 crisis. Check back as this list will be updated on an ongoing basis.
- Procurement Opportunities
- Online Learning
- Tips & Resources
- Financial Support
- Government of Canada – Call for medical suppliers – List of items & services needed | Q&A re. this Call for Suppliers
- Government of Canada – Information for manufacturers of hard-surface disinfectants and hand sanitizers
- Government of Canada – Extended Logistic Services
- Ontario Government – Supply emergency products
- Ontario Government – Supply innovative approaches to fight COVID-19
- Ontario Government – Submit products, solutions or services to fight COVID-19
- Innovative Solutions Canada Call For Proposals – for innovators across the country who have an innovative solution or a prototype ready to be tested by the federal government and its provincial, territorial and municipal partners to help Canada combat COVID-19 or similar future outbreaks.
- Canada’s Digital Technology Supercluster – Call for COVID-19 Solutions – Have a project idea? Submit it here
- Opportunities through WBE Canada (reserved for Certified WBEs) – Hand sanitizers, toilet paper, protective gowns, masks & gloves, cleaning supplies, IT support, and more – contact Michelle Bianchi to let her know your capabilities.
2. Online Learning
- Government Funding & Financial Support During COVID-19: Opportunities & Strategies for Women Owned Businesses (Source: WBE Canada)
- Human Resources During Uncertain Times (Source: BMO for Women)
- Coping with COVID-19: The economy, business planning & tax implications (Source: BMO for Women)
- How To Cope with the Impact of COVID-19 (Source: BDC)
- Leading Through Crisis: An Online Conversation With and For Women Owned Businesses (Source: WBE Canada)
- Strategies for Women Owned Businesses During COVID-19 (Source: Startup Canada)
- Coping with COVID-19: Access to Capital & Cash Management (Source: BMO for Women)
3. Tips & Resources
- Bowen Group: Lessons from a CEO Outlasting 4 Downturns
- Buckland – Important Updates re. Import/Export to the U.S.
- BDC – Supports for Canadian businesses
- BDC – Business continuity plan and templates
- Canadian Chamber of Commerce – Business Preparation Guide
- CEDEC – Resources to help small businesses cope with COVID-19
- Clear Concept Inc: Working Productively from Home
- EDC – COVID-19 Resource Tool
- EDC – Expert advice, insurance and financial support
- Federal government – Resources for Canadian businesses
- Froese Law: Legal advice for SMEs during COVID-19
- Froese Law: Corona Virus Triggering the Force Majeure
- Froese Law: Insurance Policy Protection and COVID-19
- Public Health COVID-19 information
- Nova Scotia – Online market for creative entrepreneurs
- Ontario – Resources to prevent COVID-19 in the workplace
- Ontario – Framework for reopening the province
- Ontario – Launching soon! COVID-19: Tackling the barriers – A website for businesses to overcome the challenges of the outbreak – Request a temporary rule or regulation change to help your business respond to COVID-19
- Ontario – COVID-19 support for businesses
- Ontario – Stop The Spread Business Information Line for businesses
- Ontario Centre of Excellence – COVID-19 Collaboration Platform
- Toronto – Digital Main Street Program to support SMEs
- Vancouver – The Digital Economy Response Program (DER3) is helping small-medium sized businesses on Vancouver Island who want to enter or expand into the Digital Economy with local service providers & subject matter experts.
- Williams Law: HR advice related to COVID-19
4. Financial support
- COVID-19 Regional Relief and Recovery Fund– $675 million to support regional economies, businesses, organizations and communities in regions across Canada and $287 million to support the national network of Community Futures Development Corporations. Available through Regional Development Agencies.
- Federal government – Overview of support for individuals & businesses
- Canada Emergency Wage Subsidy – 3 months program from March 15 to June 6, 2020 for employers who suffer a drop in gross revenues of at least 15 percent in March and 30 percent in April and May, when compared to the same month in 2019. Rate of 75 percent of the first $58,700 normally earned by employees – representing up to $847 per week. Eligibility: employers of all sizes and across all sectors, with the exception of public sector entities. Access wage subsidy calculator here.
- NRC IRAP Innovation Assistance Program – for those ineligible for Canada Emergency Wage Subsidy Government of Canada announced a new financial support program. To be eligible you must be a small or medium size company with less than 500 employees with a CRA business number, incorporated prior to March 1, 2020. Applications close at midnight ET on April 29, 2020. You must have a plan to pursue growth and profit by developing and commercializing innovative, technology-driven new or improved products, services or processes in Canada.
- Work-Sharing – Temporary special measures for the forestry and steel & aluminum sector due to COVID-19.
- Canada Emergency Response Benefit (CERB) – available to all Canadians who have stopped working due to COVID-19, whether they are EI-eligible or not. Up to $2,000/month for up to 4 months. There is a zero-income requirement. Not available to employees to quit their job voluntarily. Those who applied for EI benefits before March 15 will need to use all EI benefits before applying for CERB. Click here to apply.
- Canada’s Regional Development Agencies – Support for businesses and organizations
- Canada Emergency Business Account – A loan of up to $40,000. Repayment of the loan before Dec.31, 2022 will result in loan forgiveness of 25 percent (up to $10,000). Available to businesses with $20,000 – $1.5 million in total payroll in 2019. Small businesses and non-profit organizations should contact their financial institution to apply.
- Loan Guarantee for Small and Medium Enterprises – new operating credit and cash flow term loans that financial institutions extend to SMEs. EDC offers a guarantee on loans of up to $5M for companies that need to access more cash immediately – contact your financial institution for more information
- Co-Lending Program for Small and Medium Enterprises – applications for loans and payment deferrals are open through BDC. New BDC Co-Lending Program finalized, will be gradually rolled out by financial institutions as of April 24, 2020.
- Bank Mortgage Payment Deferrals (for up to 6 months) with Canada’s large banks are available on a case-by-case basis – contact your financial institution
- CMHC Mortgage Payment Deferrals and other mortgage tools – available immediately. Contact Canada Mortgage and Housing Corporation for more information
- Canada Emergency Commercial Rent Assistance (CECRA) for small businesses – The program will provide forgivable loans to qualifying commercial property owners to cover 50 percent of three monthly rent payments that are payable by eligible small business tenants who are experiencing hardship during April, May and June. The loans will be forgiven if the mortgaged property owner agrees to reduce the eligible small business tenants’ rent by at least 75 percent for the three corresponding months under a rent forgiveness agreement, which will include a term not to evict the tenant while the agreement is in place. The small business tenant would cover the remainder, up to 25 percent of the rent. Impacted businesses are businesses paying less than $50,000 per month in rent and who have temporarily ceased operations or have experienced at least a 70 percent drop in pre-COVID-19 revenues. This support will also be available to non-profit and charitable organizations. Deadline to apply is August 31, 2020. Stay tuned for information on how to apply or register here to be informed when more information becomes available.
- COVID-19 Support for culture, heritage and sport sectors
- Alberta Government – support for businesses
- British Columbia – Support for individuals and businesses in BC
- Manitoba – Information for businesses in Manitoba
- New Brunswick – Guide to Businesses – Relief Measures
- Northern Business Relief Fund – The Northern Business Relief Fund (NBRF) provides short term support, in the form of a non-repayable grant, for ongoing operational costs to small- and medium-sized territorial businesses impacted by economic disruptions due to COVID-19.
- Ontario Government – WSIB Premium Payment Deferrals – all WSIB payments are deferred until August 31, 2020 with no interest or penalty.
- Ontario Government – Business Expansion Projects – Existing businesses in Ontario can get up to $1 million, $400,000 in grants, $600,000 in loans, to expand or improve operations in Northern Ontario. Applications close on June 30, 2020.
- Ontario – Funding for Ontario based companies working in the field of autonomous vehicles and transportation tech
- Quebec – Regional Relief and Recovery Fund
- Saskatchewan – Emergency Support Program for Small Businesses
- Saskatchewan –COVID-19 Information for businesses and workers
- Yukon Business Relief Program – The program provides non-repayable grants to Yukon businesses affected by the COVID-19 pandemic to cover specific fixed costs.
- For more information on financial support for businesses directly from the Canadian banks click here.
- Still not sure what supports are available for your business? Click here.
- GST/HST remittances – extended until June 30, 2020
- Customs Duty & Sales tax for importers – statements of accounts for March, April, and May deferred to June 30, 2020
- Trusts, Partnerships and NR4 information returns – extended to May 1, 2020
- Existing Requirements to Pay (RTPs) – do not need to be remitted or complied by Banks and Employers until further notice
- No deferrals or exemptions on payroll deduction payments and all related activities at this time
- Income tax payment deferrals – for taxes owed between March 18, 2020 and September 2020 – until after August 31, 2020
- Penalties & Interest Relief – will be provided to those affected by COVID-19 on a case-by case basis when submitting the Form RC4288, Request for Taxpayer Relief – Cancel or Waive Penalties or Interest
- Collections activities – suspended until further notice, flexible payment arrangements can be made by (1) contacting your CRA Collections Officer or (2) calling CRA at 1-800-675-6184
- Individual – Income Tax Return Submissions – extended to June 1, 2020
- Individual – Payment arrangements are available if you cannot pay your taxes, child and family benefit overpayments, Canada Student Loans, or other government program overpayments in full
- Ontario – Relief to businesses filing returns and remitting taxes under Ontario’s business-focused tax program from April 1 to August 31, 2020
- Ontario – Temporarily increase of the Employer Health Tax payroll exemption amount from $490,000 to $1 million for the 2020 tax year